I have over 27 years of financial planning and investment advice experience.

I currently manage over $ 38 million for 81 individuals and closely-held businesses in five states (as of December, 2009).

Our minimum investment account size is $ 100,000, although I do make exceptions for current clients, their family members, and client referrals.

But, I do more than just manage money. As you can see, I don't have a large number of clients. The reason for that is, unlike many advisors, I've chosen to limit my client base so that I can provide the kind of personal attention, sound advice, and specific strategies that may help you become financially successful. My experience is that advisors with hundreds of clients and hundreds of accounts have a difficult time effectively serving those clients.

My clients benefit primarily from the integrated financial planning models I create for them. These planning models serve as a "blueprint" for the problems and issues we all need to solve when it comes to our family, our jobs, money, estate plan, business, risk management plans, cash flow, retirement plans, investment portfolios, income taxes, planning for college, financing a home, buying a vehicle, caring for elderly parents, etc...

In other words, we integrate all of your financial and life issues into a comprehensive plan that may help you provide answers to more than one problem at a time. It is my belief that you cannot be financially successful when you only plan with a single purpose. There are just too many issues involved to focus on just one area. I believe a comprehensive, integrated plan is the only way to make sure all of your financial bases are covered. Of course, your planning models will change as your life changes . . . and we all know how life changes . . . so I modify your planning models as needed.

Remember --- the most important financial decision you will probably ever make is the decision to develop your own integrated financial plan.