Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Certain Uncertainties in Retirement The uncertainties we face in retirement can erode our sense of confidence. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.