The investment allocation for your portfolio is determined by your goals and objectives using information from your Data Form and Risk Tolerance Questionnaire. Please note these are "model" portfolios and there will be times when these allocation weightings will be varied depending on certain market conditions and your personal circumstances.
CONSERVATIVE
This is our most conservative portfolio
because 80% of your money is invested in high quality bonds,
a competitive money market, and / or FDIC-insured certificates
of deposit. The remaining 20% is invested in equities. This
portfolio focuses on protecting the principal within the portfolio
from loss of value. Income generated by the portfolio is of
secondary concern.
BALANCED
This portfolio is designed to provide both current income
and growth of portfolio assets and has moderate risk. An equal
emphasis is placed on both earning current income and asset
growth.
GROWTH
This is our most aggressive portfolio with at least 80% invested
in equities. The assets used
are generally more risky. The majority of the assets do not
pay current income as their primary purpose is strictly capital
appreciation. Some of the assets are very volatile and often
a loss of capital may be experienced.
DISCLAIMER
Investors should be aware that there are risks inherent in all investments like fluctuations in investment principal which may result in a loss of principal. Bear in mind that there is no guarantee that any specific goal will be met. Past performance is not a guarantee of future results.
Securities offered through Royal Alliance Associates, Inc., member FINRA / SIPC. Advisory services offered through Montgomery Financial Designs, who is not affiliated with Royal Alliance Associates, Inc. Insurance services offered through Matthew Montgomery are independent of Royal Alliance Associates, Inc.
